March 6th, 2015
Current Obsessions: House-Hunting
This is almost not a “current” obsession anymore, as I’ve more or less given up on actually buying a house, and that kind of takes the thrill out of the hunt (though I’m still reading the listings, of course, with the idea that if there were something REALLY good I’d go see it). I’ve long thought that I couldn’t begin to enter the crazed Toronto housing market (remember when I pointed that out nearly a year ago?) But everyone said of course, you could buy a house and encouraged my husband and I, and for a while we got swept up and got a real estate agent, got approved for a mortgage, and started going and looking at houses.
What happened then was that we found out that having a “budget” and looking at the listings according to “price” was foolhardy. Many of the houses in our budget were gleefully described as “a handyman’s dream.” Not being a handyman, I’ve never had those dreams, I guess, and the houses just looked like neglected older homes, many with uninsurable wiring, asbestos in the basements, leaks in the walls, or oddly placed shower stalls (one place had two in one bathroom cancelling out almost all floor space; another had one that opened directly into the rec room). But there are also a small number of reasonably cute, reasonably well-located, non-disintegrating houses in our price range. We call these “lies.”
Apparently, sometimes a realtor will price a nice house really low so as to attract more interest and, oh cruel irony, bid up the price very high in the end, higher than a normal we-can’t-afford-it-house. The only house we even considered putting in a bid on recently sold for $136 000 over asking. So basically, you can’t shop by budget–you can only sort through the listings and try to imagine which houses look sad enough to actually sell for something you can afford. This gets depressing quickly.
And also, we already have a nice place to live. Well, nice enough. Well, we could probably find something nicer. Or something. We’re going to move soon, somewhere, probably. It depends on the day you ask me. The existence of the apartment we already have hasn’t really cheered me in this round of the no-house blues (considering the amount of cognitive dissonance that went into the foredoomed house-hunting of the past little while, do you think it’s possible I will forget the whole mess AGAIN and want to start all over in 6 months? Oh no!) Things that have cheered me are
–the time we went to a really posh bar for no reason with Mark’s colleagues and Mark picked up the tab for everyone, because we have a little extra money and it’s nice to do things like that
–the big snow storms we’ve had recently, wherein we did not have to shovel anything
–the fact that our pipes didn’t freeze when so many of our friends’ did (not that we do not feel bad for those friends!)
–the freeing up of Sunday afternoons now that we aren’t going to look at houses
One of the really interesting things that this process showed me is what life might be like if I were not a writer. Not that I believe I’d have more money in that scenario–I’d probably just have the same job I currently do minus the small but pleasant trickle of writing income. It’s that I’d have so much *time.* I glean from the realtor and other house hunters that some people view houses multiple times a week, even on weeknights, and then they go to a bunch of open houses on top of THAT! They read all the listings and watch real-estate tv shows! AND they think nothing of going from this gruelling process directly into major home renovations that would take up even more time. It’s shocking and baffling. I have no free time to speak of–even tonight, when I’m going to eat takeout and watch Dr. Strangelove with my husband, is a long-planned treat. There are no empty slots in my schedule. Non-writing people are weird!
Other things I’ve learned about my fellow humans come from visiting the houses themselves, such as
–other people have very few things. I recognize that many of the houses we saw were at least lightly staged and heavily cleaned, but the reason I know the lack of stuff was real is that there was no space to accommodate it. Most living rooms we saw contained a sectional sofa and a flat-screen tv hanging from the opposite wall. Often that was ALL, and if there was more it was perhaps a single framed painting and a floor lamp. I don’t think of myself as really materialistic, and yet, you want to know what my living room contains? a) 6 Billy bookcases that contain over 2000 box plus assorted framed and unframed photos, candles, and other knickknack, b) a sizeable stereo system, the last of the really good ones that were large (from around 2002), with three components (amplifier, cd player and tape player [yes, there’s also a hookup for an iPod) all on a little wheeled cart, plus two toaster-sized speakers, c) a tube tv on a large cupboard that contains DVDs, a blu-ray player, a VCR, a Wii, and a bunch of Wii games and accessories, d) a coffee table covered in house plants, e) a second coffee table used as a coffee table, with an under shelf full of magazines, f) a side table for coasters and remote controls, g) two easy chairs and a small couch, h) two floor lamps, i) two end tables turned sideways to double as a console table/shoe rack. Yes, part of the problem is that our technology is outmoded, but I can’t see spending $1000 to replace the TV and stereo just so they would fit in a RIDICULOUSLY TINY TORONTO LIVING ROOM.
–some people live without bureaus. This is more on the previous point, I guess, but fascinating in that where is their underwear and socks? Toronto people REALLY know how to use a closet, though–some of the systems I’ve seen, with multiple layers and levels, are really impressive
–things I think are necessary–like a door on the bedroom–are to some people not necessary
–some people are very very bad at home repair and apparently have no idea. Who would caulk a window themselves, get the caulk all over the glass, and just leave it like that?
–I hate basements! Hate them. Many Toronto basements are very dark and almost windowless (especially in row houses) and if they are unfinished seem to even have dirt floors. They are criss-crossed at the ceiling with both wires and clotheslines, and the ceilings are often barely 6 feet, so it is easy to self-strangle. Always the worst part of the tour.
This is becoming a rant, so maybe I’ll end it here–probably I’ll continue to obsess but hopefully not too badly. Houses–they are the flame, I am the moth!
February 18th, 2009
Are you a writer? (PSA)
We all know that the way to identify a real writer is certainly not through quantifiable rewards like money and glory, or even necessarily published work. It’s the writing that defines a writer: the doing it, the loving/hating/gnashing of teeth of it, the throwing up your hands and snapping at loved ones of it, and the joy of going back to it again in an hour (after apologizing to loved ones).
However, I fear that writers, real as they are, don’t always take themselves that seriously when it comes to finances, and I’m actually quite worried that people are filling out their tax forms both incorrectly and disadvantageously.
No, don’t surf away!! This is boring but not *that* boring! If you made any money at all on your writing last year, read this. Yeah, the tax laws are confusing and might not be relevant to you right away, and yeah, this document does contain daunting headings like “Reasonable Expectation of Profit,” but it might still be worth reading. All those submission stamps and software and research might well be deductible, if you look into it.
And some of it is sort of sweet, in a bureaucratic way:
The nature of art and literature is such that a considerable period of time may pass before an artist or writer becomes established and profitable. Although the existence of a reasonable expectation of profit is relevant in determining the deductibility of losses, in the case of artists and writers it is recognized that a longer period of time may be required in establishing that such reasonable expectation does exist.
And it *is* sort of fun to put “writer” on the tax forms. No, really (did I mention I don’t get out much?)
I was paralyzed
RR
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